Best Offshore High Risk Merchant Accounts for E-Commerce

E-Commerce Business and merchants:

We all are very well aware that when Business and commercial activities are done Electronically it is referred as E-commerce. Sometimes back it was something which was considered as an advancement in the sector of Business and Commerce but now its a requirement and is taking over rapidly the whole of the market. Present and future of Shopping is online and will be completely online. And this the reason we are seeing numerous start-ups, entrepreneurs starting up with E-Commerce business and achieving their goals and growing globally. It has helped merchants to connect with their customers beyond the boundaries, and even made customer’s experience also fast, seamless, and most convenient.

A report says that E-Commerce Business sales will cross the figure of $638 Billion by 2018 in the only US using the Mobile devices. Now when you are dealing with an online business in order to take a payment from your customer through their card or electronic check you will essentially need a merchant account. A PCI compliant Payment gateway which and be integrated with your E-commerce based Business website and allow your Customer to make a transaction online and help in placing an order and paying for it online. And Here is an important Role of Payment service Provider (Merchant Service provider) who will provide an account or gateway for Merchant to take the payments online. Since an E-commerce Business can fall under either High-Risk category or a low-risk Category as per nature and transactions involved in Business a merchant applying for merchant account Must cross-check for the business category :

The following criterion is a perfect match for any business that falls into the low-risk category –

• Every month an amount lower than $20,000 is processed by you
• The average size of ticket that you possess is lower than $50
• Your chargeback ratio is quite low
• The industry that you cater to reflects a lower risk
• The country of your incorporation falls into a low-risk category

And following is a perfect match for any business that falls within the High-risk category –

• You have lost your previous merchant account due to high chargeback ratio.
• Questionable sales and marketing tactics
• Potential legal and financial liability
• Your credit is really bad.
• Industry is known for excessive chargebacks or fraud incidents
• Trial continuity business
• Previous credit card processing is not good enough
• You’ve been branded as a terminated merchant (TMF).

What steps to be followed while going for an E-Commerce Merchant Account :

Once you are done with your business setup and you have found that your business is under which category all you need to follow these simple steps to get a merchant account.

• Choose the Right Domain
• Pick a Web-Hosting Service
• Design Your Website
• Shopping Cart for Online Business
• Payment Processor Solution for your online Business

Merchant Stronghold is one of the leaders in the merchant account industry. We offer payment Gateways and payment options that are ultimate. Before Opening a merchant account, you should know which account is best for your business. If you choose the right account, it will solve many of your problems and increase profit margin. An E-commerce Business merchant account with Merchant Stronghold will offer you these benefits:

• Reliable Merchant Account Services
• Merchant Account Pricing
• 24/7 Merchant Support

And above all, it will help you in growing your business smoothly.

Digital marketing is the marketing of products or merchant services

Website Analysis

Web analytics is the measurement, collection, analysis, and reporting of web data for purposes of understanding and optimizing web usage. However, Web analytics is not just a process for measuring web traffic but can be used as a tool for business and market research, and to assess and improve the effectiveness of a website.

Social media optimization

Social media optimization (SMO) is the use of a number of outlets and communities to generate publicity to increase the awareness of a product, service brand or event. Social media optimization (SMO) is a form of internet marketing where one can generate publicity through social media. The SMO process helps content get more widely distributed through social media networks.

SEO On Page

On-page SEO consists of all the elements of SEO you can control best. If you own a website, you can control the technical issues and the quality of your content.On-page SEO is the practice of optimizing individual web pages in order to rank higher and earn more relevant traffic in search engines. Read More

SEO Off Page

Off-page, SEO refers to techniques that can be used to improve the position of a website in the search engine results page (SERPs). Many people associate off-page SEO with link building but it is not only that. In general, off Page SEO has to do with promotion methods – beyond website design –for the purpose of ranking a website higher in the search results

Content Marketing

Content marketing means attracting and transforming prospects into customers by creating and sharing valuable free content. The purpose of content marketing is to help companies create sustainable brand loyalty and provide valuable information to consumers, as well as create a willingness to purchase products from the company in the future. This relatively new form of marketing does not involve direct sales. Instead, it builds trust and rapport with the audience

Landing Page Creation

A landing page is a web page that allows you to capture a visitor’s information through a lead form. A good landing page will target a particular audience, such as traffic from an email campaign promoting a particular ebook or visitors who click on a pay-per-click ad promoting your webinar. It’s important to build a unique landing page for each of the offers you create. Read More

Merchant Stronghold is Headquartered in Clearwater, Florida. It provides credit card processing services for businesses of all sizes.

Online Best High Risk Merchant Account For Financials Institution

Merchant Stronghold helps give a competitive edge to financial institutions. We harness relationships to help you meet continued demands for new customers, new deposits and new sources of revenue. We know how important attracting profitable customers and maintaining long-term relationships are to your financial institution.

Become a Partner

As competition and Federal Regulations continue to erode margins on traditional banking products, few financial institutions have fully tapped the potential that resides in your market for merchant acquiring services. Merchant Stronghold can become your ally in offering the latest in merchant processing programs to your business and commercial customers. This partner program provides a sales force dedicated to your institution, to help leverage your brand name and market presence, effort to attract and retain new customers and increase profitability.

Our Goal is to help your financial Institution to every day, that includes customer service, terminal help desk, marketing materials, equipment deployment and programming, merchant training and activation, online transaction information, referral updates and reporting and allowing you to focus on core banking products and services.

Partner Benefits:

• Increase earnings from ongoing revenues
• Grow deposits by capitalizing on strong brand recognition and branch distribution system
• Reduce cost through Merchant Stronghold sales proficiency, experience and economies of scale—Merchant Stronghold assumes expenses, merchant liability (including fraud and chargebacks) and operational responsibility for the back-office support functions (customer service, help desk, etc.)
• Create a long-term alliance that can bring best-in-class sales, service, products, branding, distribution, and pricing to your merchant business
• Access a professional, dedicated Merchant Stronghold sales force that works branch referrals and cold calls on merchants in your current markets
• Reverse cross-sales opportunities with Merchant Stronghold back to your branch staff for core bank products and services

Online Services For Website Designing and Development

Website Designing and Development

A website must leave a positive impact on the viewer, and with years of experience, we design such sites that leave no stone unturned in order to attract the viewer and get success to your business. our design team builds full responsive, user-centric, clean and w3c, CSS validated sites that are both beautiful and successful.

• Research
  
  
  Before starting we love to know what we are doing. Things start with research.
  
  
• Plan
  
  
  We use traditional planning style, which starts with paper & pen.
  
  
• Design & Code
  
  
  We start with wire frame then convert that using art, after which, we play with code & give life to design.
  
  
• Quality Assurance
  
  
  Before Delivery, we perform QA and internal testing on standard Desktop & Mobile Devices.
  
  

  
  

Complete Professional Collections Website Design & Development Services

WEB DEVELOPMENT

We are passionate about designing and developing meaningful and functional websites with a strategic approach. Direct Services Marketing is your one-stop-shop for a complete web design solution. We can provide work from scratch, re-design and update your current website, or simply from a simple tailor need in terms of designing and branding your company, products & services with a fully functioning website.

E-COMMERCE WEB DESIGN

Profitable e-commerce websites center on organized product catalogs, easy merchant account access and shopping carts that are easy to use. Our designers work with you to ensure your visitors experience a seamless shopping experience and become loyal customers.

MARKETING WEBSITE DESIGN

Successful marketing sites are designed to increase traffic, encourage engagement and convert visitors. The Orbit design team will transform your marketing goals into an optimized marketing site that maximizes the impact of your brand.

SOCIAL MEDIA MARKETING

Our Social Media Team will help you to interact professionally and cleverly with your audience. Interaction Social Media is gaining weigh in terms of reputation, brand representation, and effort marketing. Promotion, novelty, reviews, and customer’s engagement are the most important thing to plan for a Social Media Marketing.

SEO SEARCH ENGINE OPTIMIZATION

Our Marketing effort on growing your business’ visibility on the internet is abrupt & we dispose of a technical and creative team to help you increase your rankings. We bring you traffic by using powerful tools and techniques like Keywords, Analytics, and great Content strategy. Our SEO approach is ultimately looking to attract more visitors and gain popularity between the search engines like Google, Bing, Yahoo and others equally important.

Resource To Help You Become High Risk Merchant Services SEO

All Multinational SEO’s organization required a credit card payments solution for their business. An SEO merchant account helps the SEO allow plastic card payments from customers, which is a complete must when managing with work that is 100% online. While the SEO field is beneficial and flourishing, it can be a tough task to find an SEO Merchant Account. Though, that’s where we at Merchant Stronghold have you covered. Web optimization-SEO, or Search Engine Optimization, helps your websites get to the top of Google search (1st Rank on Google search index). There are keywords and phrases that acquire more interest from Google and other search engines like Bing, Yahoo etc, and an SEO expert is a specialist at knowing accurately how to phrase your opening so that Google or another search engine can push you to the first page of search engine result page(SERP).

Main search engines Google, Yahoo, and Bing have mainly important first search results, where website’s pages and other content such as videos or local business directory listings are shown and ranked based on what the search engine considers generally associated to users. Payment isn’t concerned, as it is with paid search ads campaign. However, resources still exchange hands, therefore the required for an SEO merchant account. This is where we at Merchant Stronghold come in. We have years of knowledge managing with SEO merchant accounts, even before the majority of people knew what an SEO was.

We know that managing with ad payments can be tricky, as well as bring a prospective risk of fraud. We propose you tremendous security and software to help fight any deceptive activity. In the case that fake activity does occur, we will stand by you, and not abandon your account, as is often the case with other merchant account processors. Large Multinational SEO companies need a merchant account. Not just any merchant account, but a merchant account whose provider has years of experience managing with SEO’s and their fee arrangements. You need to look no further than Merchant Stronghold.

Who requests a High Risk Merchant Account?

SEO / SEM and Web Development organizations are commonly categorized as high risk in the credit card processing business. In fact, the label high risk applies to any business with one or more of the following characteristics:

• A history of high chargebacks,
• Irregular very high-ticket sales,
• In an industry that US sponsor banks and processors are unwilling to support,
• Highly regulated industry,
• An industry with long delays between billing and delivery of the good or service, or
• An industry that relies upon recurring billing, free trials, or memberships, or

With respect to web development, SEO, and SEM businesses, typically they have large ticket sizes (aka large average transactions), they have a significant delay between billing and delivery of the good or service, and as a general rule, most US sponsor banks are unwilling to write these businesses. For those reasons, SEM, SEO, and Web Design / Development businesses are almost universally characterized as high risk businesses, meaning they need a High Risk Merchant Account.

Familiar with Web advertising industry

While any business involved in web marketing is an appropriate fit for our High Risk Merchant Account, startup and existing businesses in the following sub-industries are some of our most common clients:

• Search Engine Optimization
• Search Engine Marketing
• Email Marketing
• Website Design
• Template Design
• Web Development
• Software Development
• Mobile & Desktop App Development

Contact us to start an SEO Merchant Account with Merchant Stronghold in as little as 48 hours!

High Risk Merchant Account For POS Paints, Varnishes And Supplies MCC 5198

This саtеgоrу covers businesses thаt diѕtributе whоlеѕаlе раintѕ, vаrniѕhеѕ, wаllрареr, аnd ѕuррliеѕ. Rеtаil ѕtоrеѕ ѕеlling thеѕе itеmѕ to thе general рubliс аrе сlаѕѕifiеd in Paint, Glаѕѕ, and Wаllрареr Stores. According to tо thе Standard Induѕtriаl Clаѕѕifiсаtiоn, inventory handled bу buѕinеѕѕеѕ in this саtеgоrу inсludе calcimines, colors аnd рigmеntѕ, еnаmеlѕ, lасԛuеrѕ, раint bruѕhеѕ, ѕhеllас, rоllеrѕ, аnd ѕрrауеrѕ.

Pаint Shор POS System

Effective mаnаgеmеnt аnd сuѕtоmеr ѕеrviсе саn bе a piece оf саkе if you have Verifone VX520 Pоint оf Sаlе Sуѕtеm tо hеlр уоu monitor your ѕаlеѕ trends ѕuсh аѕ fаvоritе color оr color blеndѕ. In thаt way, уоu саn еffесtivеlу mаnаgе уоur fundѕ аnd аvоid sleeping profit due tо stocks thаt wеrеn’t рорulаr.Vеrifоnе VX520 POS Sуѕtеm mаkеѕ it еаѕу tо uрdаtе invеntоrу with асrоѕѕ-thе-bоаrd рriсе changes, nоtаtiоnѕ for discontinued itеmѕ аnd new items hitting thе market.

Inеffесtivе management of a раint store саn сhiр away аt your рrоfitѕ as wеll as уоur ѕаnitу. And mаnаging such a ѕhор саn bе a hаrrоwing tаѕk. Not оnlу dо уоu hаvе your base раintѕ tо trасk, but you hаvе раinting ѕuррliеѕ and other invеntоrу items, ѕресiаl оrdеrѕ, custom соlоrѕ аnd specific ingrеdiеntѕ to mix tо mаkе ѕресifiс types and brаndѕ оf раint.

Minglе in уоur оnе-timе customers, your regulars within-hоuѕе ассоuntѕ аnd уоur linеuр of lаrgе and dеmаnding соmmеrсiаl ассоuntѕ аnd you could be ѕwimming in trоublе without a ѕуѕtеm thаt mаkеѕ it еаѕу tо kеер trасk of everything. Vеrifоnе VX520 POS system рrоvidеѕ that ѕуѕtеm.

Yоu will nеvеr hаvе tо worry again аbоut ѕtосk оutаgе bесаuѕе уоu саn еаѕilу mаkе sure thаt our роint of ѕаlе system fоr paint ѕhор саn аutоmаtе оrdеrѕ аnd рurсhаѕеѕ оf ѕtосkѕ running lоw in your invеntоrу. Yоu саn аlѕо prevent еmрlоуее theft аnd monitor аll of thеir wоrk logs, kеерing thеm honest аnd lеѕѕеning уоur budget costs. Besides, you саn аlwауѕ ассеѕѕ уоur ѕtосk аnd inventory real-time аnуwhеrе уоu аrе ѕо you can immediately mаkе inventory widе сhаngеѕ inѕtаntlу and predict ѕаlеѕ оutсоmеѕ tо аdjuѕt уоur ѕtосkѕ аnd marketing ѕtrаtеgу to bеѕt suit уоur сuѕtоmеrѕ. Bеѕt уеt, оur  Verifone VX520 POS System орtiоnѕ lеt уоu ѕеt uр ingredients intо thе ѕуѕtеm tо track various mixеѕ, mаking ѕаlеѕ оf specialized оrdеrѕ rapid and accurate.

With thоѕе assets, a business саn easily раvе thеir way to success.

Customized Pаint Stоrе POS System

Whеthеr you’re a ѕmаllеr раint shop with a ѕinglе lосаtiоn оr a lаrgе chain with ѕеvеrаl ѕhорѕ, Vеrifоnе VX520 mаkеѕ tracking уоur sales, invеntоrу аnd transactions a simple, streamlined рrосеѕѕ. It inѕtаntlу uрdаtеѕ your inventory bаѕеd оn items ѕоld, саn wоrk аt уоur mаin соuntеr, special paint соuntеrѕ оr anywhere in thе ѕtоrе thrоugh a hаndhеld dеviсе. Best уеt, оur customizable орtiоnѕ lеt уоu set uр ingrеdiеntѕ into thе ѕуѕtеm tо trасk vаriоuѕ mixеѕ, making ѕаlеѕ оf ѕресiаlizеd orders rарid аnd accurate.

Paint Stоrе POS is Stroke оf Brilliаnсе

Commercial Merchant ассоuntѕ, аnd еvеn regular customers, will be dеlightеd when you can call up thеir ассоuntѕ and tеll thеm what and whеn thеу оrdеrеd last, аlоng with a rundоwn on ѕресifiс mixes аnd huеѕ thеу uѕеd in the past. The Vеrifоnе VX520 Pаint Store POS Sуѕtеm doubles аѕ a customer mаnаgеmеnt system, lеtting уоu update infоrmаtiоn, store dеtаilѕ аnd rеасh out with рrоmоtiоnаl оffеrѕ аnd loyalty rеwаrdѕ uѕing еmаil оr SMS. Thе ѕуѕtеm mаkеѕ it easy tо update invеntоrу with асrоѕѕ-thе-bоаrd рriсе changes, nоtаtiоnѕ for discontinued itеmѕ аnd new itеmѕ hitting thе mаrkеt.

Nоtе; Pаintѕ, Vаrniѕhеѕ аnd Supplies аrе expected to do mоѕt of their buѕinеѕѕ via tеrminаl if thеу nееd a payment gаtеwау online (соntасt Merchant ѕtrоnghold to knоw more аbоut this)

Frее POS ѕоftwаrе for Paints, Varnishes аnd Supplies

Hеrе is a POS ѕоftwаrе whiсh is аbѕоlutеlу frее fоr уоur Paints, Vаrniѕhеѕ аnd Supplier

Windwаrd Sоftwаrе

BETTER POS FOR YOUR Paints, Varnishes аnd Suррliеѕ

Vеrifоnе VX520 POS hаѕ аll thеѕе сараbilitiеѕ аnd muсh mоrе, which makes it аn ideal роint of ѕаlе solution fоr your Pаintѕ, Vаrniѕhеѕ аnd Suррliеѕ.

With Vеrifоnе VX520 POS, itеmѕ саn ԛuiсklу bе рut into invеntоrу. Details such аѕ the рriсе that wаѕ раid (соѕt), dаtе rесеivеd, mаrk-uр, mаrgin, ԛuаntitу, аnd dеѕсriрtiоn are аll rесоrdеd fоr each item. When рrоѕресtivе buуеrѕ hаvе ԛuеѕtiоnѕ, any infоrmаtiоn thаt wаѕ еntеrеd on thе itеm саn be easily ассеѕѕ juѕt bу ѕсаnning the product. Cоmрlеtе rероrtѕ саn be accessed to rеviеw invеntоrу levels, inventory value, sales hiѕtоrу, or virtuаllу any aspect оf inventory and ѕаlеѕ infоrmаtiоn thаt hаѕ been соnduсtеd on the ѕtоrе роint of the ѕаlе system.

In a multi-ѕtоrе еnvirоnmеnt, еасh ѕtоrе location саn hаvе “live-time” ассеѕѕ tо invеntоrу infоrmаtiоn frоm store tо store. Buуеrѕ thаt аrе lооking fоr a ѕресifiс item саn bе rеdirесtеd when thаt itеm is рrеѕеnt аt one оf уоur other ѕtоrеѕ.

Requirements of getting high risk merchant account in the USA

In this rapidly transforming world, where businesses are regularly changing their process of dealing with customers. With the development of processes, the businesses now have started accepting the payments through credit cards. Although, of all the business process up-gradation with the help of technology, that eases the maintenance of business, accepting card payments is one of the steps that makes easier for customers to pay directly through their account.

But, many times merchants who are planning to start accepting card payments have very less knowledge about what is required for the establishment of a merchant account. As there are few requirements and prerequisite for getting and maintaining a merchant account that enables the business owner to collect payments via credit cards.

Typically a merchant never directly contact a bank for the merchant account initiation that should collect the card transactions. The reason for this there is a strong need for dealing with fraudulent and error transactions that need to be handled with the guidance of professionals. For a merchant account that collects card transaction, the merchant should contact a processing company that acts as an intermediate between merchant and bank. They help the merchant to deal with the card transactions effectively and help them to get funded by the bank against the legal transactions.

For merchants in the United States, we have listed the requirements of the account application that can help them to be ready with all sorts of documents that will help them to apply with correct documents while filling the merchant account application form:

All the merchants who are based in the U.S. they need to provide the general requirements that are listed below that will help the merchant to prove that she/he is a legal resident of United States:

• Registered business name in the U.S.: The merchant account applicant must be legally incorporated in the U.S. or at least merchant registered its business with the local governance that could give them “Doing Business As” name (DBA).
  
• S. bank account: The merchant should have a running U.S bank account, in which the merchant will get the funds for their transfers deposited.
  
• The physical address of merchant: A merchant must have a physical presence that is an address of living or doing business that can be verified.

The above document will help a merchant to show their legal presence in the United States, if a merchant has the above necessary proofs, they can apply in the bank for a merchant account that can help them to collect payment through credit cards.

Now for filing the application for merchant account the documents will vary with the businesses risk volume, that is categorized with the dependence of these factors including nature of the business, monthly processing, previous processing experience, etc. Although, the basic things a merchant needs to fulfill while applying for the account is:

• Application Form: The application form that will collect the basic information of the business and applicant. The information includes a physical address, Tax ID, average sales, bank account details, web address, phone number, etc. There is an advance pricing agreement that is regarding the pricing of the products.
  
• Business license: The applicant’s business requires any kind of permit before being sold; the applicant needs to provide the appropriate license copy at the time of application.
  
• Incorporation proofs: if the applicant claims that their business has the existence in all over the world, then there is a requirement of providing/submitting the copy of incorporation paperwork, that proves that business is illegible to collect payment from around the world.
  
• Voided check: The applicant needs to submit the voided check of their business bank account, with the business name pre-printed on it, this is called permanent check. If the permanent check is not available, then the merchant will need to submit a letter from the bank stating the account details and have the bank authority signature on it.
  
• W-9 form: This is an application form for a Federal Tax ID. It’s not possible the form can be substituted with the SS-4 form with which a merchant can obtain the Tax id.
  
• Personal guarantee: The processor tries to be safe from the risk of debt that occurs form the fraudulent activity that is the undeniable part of card payment transaction. A personal guarantee is basically required by the privately held companies due to the nature of the business.

Other than the document, the businesses that are listed in higher risk categories, need to provide these additional details about their business:

Business financial statements: Normally the details of last years of business transactions are required.

Personal financial statements: Again the details of last two years of personal account details.

Processing details: If the business has previously accepted the card payments, then at least of last three month of processing of payment details needs to be shared with the processor.